A Holistic Approach
Holistic financial planning is a process (rather than a one-time event) that integrates all areas of your financial life. It focuses on your goals, recognizes the potential influence of your beliefs and attitudes on financial decisions, and adjusts your plan as your needs and circumstances change throughout your life.
I begin with the basics, working with you to define your personal goals and values, identify your financial challenges and opportunities, and create a tailored, long-term financial plan to serve as your personal path toward financial peace of mind. Once we agree on the specifics of the plan, I implement it and provide ongoing monitoring of your investment portfolio. Ultimately, my goal is to help you build a solid financial structure to support your personal life goals—whatever they may be.
- Straight talk. I don’t sell financial products, and I don’t get commissions. As a fee-only financial advisor, my only compensation is what you pay for my professional advice. My complete focus is on what is best for you.
- All-inclusive approach. Together we evaluate all aspects of your finances and design a strategy where each part works in harmony with the others. You’ll see that I pay a lot of attention to areas of your financial life that are often overlooked or ignored by other “financial planners.”
- Life is constantly changing. While my fee includes three annual meetings, you can meet with me or speak to me as often as is necessary to help you accomplish your financial goals.
- Fiduciary Standard. I serve as your fiduciary, which means that everything I do is in your best interest. I am a member of the National Association of Personal Financial Advisors (NAPFA), the leading association for fee-only financial advisors.
I charge a flat annual fee based on your needs and the complexity of your situation (unlike many other fee-only advisors who charge a percentage of assets under management). Knowing in advance exactly how much you are paying for advice and ongoing investment management brings peace of mind. In a typical client situation, the minimum annual fee is $8,000.
Let’s Have a Conversation
Do you want to feel more confident about the financial decisions you make? Would you rest easier knowing that you are doing everything you need to in order to achieve financial independence? Do you want to have more time and freedom for the things you enjoy?